What Are Pre-Tax Benefits?

What Are Pre-Tax Benefits?

Save Money While Investing in Your Family

A Trusted Platform for Your Postpartum Journey

Whether you have a Healthcare FSA, HSA, or DCFSA, you can utilize these funds to secure the support you need. Using "pre-tax" dollars means the money is set aside before taxes are taken out of your paycheck - allowing you to save significantly while prioritizing your family's wellness.

Health Care FSA

Flexible Spending Account

Use pre-tax dollars for qualified medical expenses including doula services.

Health Care FSA

Flexible Spending Account

Use pre-tax dollars for qualified medical expenses including doula services.

Health Care FSA

Flexible Spending Account

Use pre-tax dollars for qualified medical expenses including doula services.

HSA

Health Savings Account

Triple tax advantage account for those with high-deductible health plans.

HSA

Health Savings Account

Triple tax advantage account for those with high-deductible health plans.

HSA

Health Savings Account

Triple tax advantage account for those with high-deductible health plans.

DCFSA

Dependent Care FSA

Covers dependent care expenses including postpartum doula support.

DCFSA

Dependent Care FSA

Covers dependent care expenses including postpartum doula support.

DCFSA

Dependent Care FSA

Covers dependent care expenses including postpartum doula support.

Your Path to Reimbursement

Simple Steps to Claim Your Benefits

We strive to make the administrative side of your journey as gentle and stress-free as possible. Here is how we help you navigate the process.

01

Secure Your Care

To begin, clients pay for their services in full. This payment creates the necessary record for your benefit administrator.

Note: If you choose to pay directly with your FSA/HSA card, a 3% transaction fee will apply.

Pay for Services

Create your payment record

Prep for Document

We will help prep everything

02

We Prepare Your Documentation

Once you've started your journey with us, our team will provide a personalized documentation suite to help you claim your benefits.

Itemized Invoice

A clear, detailed record of your investment in our services.

General Wellness Letter

Explanation of how our care benefits the physical and emotional well-being of both mother and baby.

Itemized Invoice

A formal document prepared for your OB-GYN's signature to confirm the medical necessity of your care (if required).

03

Collaborating with Your Doctor

If your plan requires a signed Medical Necessity Letter, simply share our template with your doctor. Most healthcare providers are happy to support this, either by signing our form or providing a letter on their own office letterhead.

Collab with Doctor

Get MNL from OB or Family Doctor

Upload Invoice

Submit Invoice for Approval

04

Simple Submission

Once you have your Invoice and Signed Letter, simply upload them to your FSA/HSA provider's portal. They will process the claim and reimburse you directly, making the expertise of Cooings a seamless part of your family's budget.

Account Comparison

Which Account Covers Your
Doula Care?

Your FSA, HSA, or DCFSA can help cover Cooings' doula services. Here's how they compare.

Feature
Health Care FSA
Flexible Spending Account
HSA
Health Savings Account
DCFSA
Dependent Care FSA
Pre-Tax Contributions
Doula Services Eligible
Funds Roll Over
Limited
Contribution Limit
$3,300
$4,300 / $8,550
$5,000
Investment Options
Requires HDHP
Employer Contributions
Possible
Possible
Possible
Usage Timeline
Plan year + grace
No deadline
Use it or lose it

Cooings provides itemized invoices, wellness letters & medical necessity templates to make your reimbursement simple.

💳 3% fee applies when paying directly with FSA/HSA card.

Reimbursement Support

Not Sure How to Use Benefits?
We'll Help

Not Sure How to Use Benefits?
We'll Help

Not Sure How to Use Benefits?
We'll Help

Fill out the form below and our team will help you identify which account you have, prepare your reimbursement documents, and walk you through the submission process — all at no extra cost.

Free benefits consultation

We prepare all your documents

Step-by-step reimbursement guidance

Benefits Assistance Form

Benefits Assistance Form

Benefits Assistance Form

Note: Your information is secure and will only be used to verify your benefits.

Questions About
Your Benefits?

Questions About
Your Benefits?

Questions About
Your Benefits?

If you have any questions about which documents you need or how to start the process, our team is here to guide you every step of the way.